DIRS.INFO The most relevant business & tech news

☆ Nightlife and warm weather aren't driving Gen Z's desire to travel. Here are the 5 things that are.
▼ + stars: | 2024-03-31 | by ( Lauren Edmonds | ) www.businessinsider.com time to read: +3 min

Booking Holdings determined Gen Z travel trends by surveying 32,300 people across 32 countries. Data showed that nightlife and entertainment aren't major factors influencing Gen Z's travel plans. AdvertisementNightlife and warm weather are a huge draw for some vacationers — unless you're a member of Gen Z. Related storiesData shared by Booking Holdings, a travel company, shed light on the major factors Gen Z considers when choosing a travel destination. AdvertisementGen Z is getting most of their travel inspiration from social mediaWarm weather wasn't on the top of Gen Z's travel trends.

Persons: —, Z, Zoomers, Gen Z, Luis Alvarez, Gen, they've, Thomas Barwick, It's, Instagram, vlogs, it's Organizations: Holdings, Service, Booking Holdings Locations: Florida, Hawaii

☆ 'Quiet luxury' was once all about fashion — but now it describes how the top 1% travel too
▼ + stars: | 2024-03-22 | by ( Helen Iatrou | Rob Goss | ) www.cnbc.com time to read: +4 min

Big-ticket travel experiences like those are indicative of the "quiet luxury" trend which began in the world of fashion, with timeless lines trumping brand-blaring outfits. Less limelight, more connectionJaclyn Sienna India, the founder of the ultra-luxury travel company Sienna Charles, said she considers herself a longtime quiet luxury disciple. Monaco has long been a playground for the elite, but wealthy travelers are increasingly opting for more remote locations, say luxury travel advisors. But another important aspect of the quiet luxury movement concerns security. For them, quiet luxury travel is about exclusivity and privacy, she said.

Persons: Jaclyn Sienna India, Sienna Charles, Vietnam's, Alexander Spatari, It's, Sean De Burca, George W, Bush, Erica, Erica Jackowitz, Jackowitz, Sienna India, Thomas Barwick, Roger Federer, Erica's Erica Jackowitz, Anastasiia Organizations: Monaco, Bank, Getty, Digitalvision, Henley, Partners Locations: Antarctica, Svalbard, Paris, Monaco, Chi Minh City, India, Brazil, Ethiopia, New York City, Africa

☆ Women cyclists used a $6,000 bike to fight off a cougar who was mauling their friend: report
▼ + stars: | 2024-03-17 | by ( Rebecca Rommen | ) www.businessinsider.com time to read: +5 min

Read previewFive female cyclists fought off a male cougar in the Pacific Northwest wilderness for 45 minutes, KUOW reports. Five women cyclists in their 50s to 60s had embarked on a ride at the Tokul Creek trail, east of Seattle. Advertisement"Looking to my right, I saw the cougar's face," Bergere told KUOW Puget Sound Public Radio, Seattle's NPR news station. Falling into a shallow ditch with the cougar, Bergere thought her "teeth were coming loose" and could feel her "bones crushing." "These ladies are not big, and they were killing this cougar," Bergere said.

Persons: —, Keri Bergere, Bergere, KUOW, Thomas Barwick, Annie Bilotta, Jeff Sikich, Tietz Organizations: Service, Business, KUOW Puget Sound Public, NPR, Fish & Wildlife Police, National Parks Service, Reuters Cougars, Washington Department of Fish & Wildlife, Department Locations: Pacific, Washington, Seattle, Santa Susana, Southern California

☆ ‘I don’t want to spend’: How a TikTok comedian’s call for ‘loud budgeting’ can help your wallet
▼ + stars: | 2024-01-29 | by ( Victoria Feng | Special To Cnbc | ) www.cnbc.com time to read: +2 min

But he sees the very real financial consequences that influencers and TikTok trends like quiet luxury have, especially on younger consumers. "There was this idea of keeping up with the Joneses," said Daigle, a member of the CNBC Financial Advisor Council. Nearly two-thirds, 62%, of Americans are living paycheck to paycheck, according to LendingClub. For loud budgeting to be effective rather than gimmicky, Daigle suggests that people focus on their financial priorities and practice moderation with their spending changes. To help stay on track, she recommends using a budgeting tool like YNAB, also known as You Need a Budget.

Persons: Thomas Barwick, Steven Sierra, Sophia Bera Daigle, That's, I'm, Daigle Organizations: Digitalvision, Getty, Lukas, CNBC, Gen

☆ The 12-3-30 'hot girl workout' is a waste of your time — these 3 routines are better for building muscle and burning fat
▼ + stars: | 2024-01-18 | by ( ) www.businessinsider.com time to read: +8 min

The viral 12-3-30 workout is fine, but there are better ways to spend your exercise time. Rowing and rucking are easy ways to combine cardio with resistance training to build muscle. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . The "12-3-30" workout, otherwise known as the "hot girl workout" is the zombie exercise trend that's trying to suck the life out of your gym sessions. You may not even need a full 30 minutes, since 15 minutes of rucking can be a great entry-level workout.

Persons: —, I'm, …, Rucking, Olga Pankova, rucking, Michael Easter, Noam Tamir, Thomas Barwick Organizations: Service, TS Fitness, New Locations: New York City

☆ ETFs have been 'a huge growth engine in the fund universe,' expert says. What to know before you invest
▼ + stars: | 2023-11-15 | by ( Lorie Konish | ) www.cnbc.com time to read: +4 min

ETFs offer 'the best of both worlds'Year over year, more money has gone into ETFs than mutual funds. ETFs also come with lower average expense ratios, fees investors pay for the management of a fund, Armour said. Mutual fund investors may owe either short- or long-term capital gains on those distributions, depending on how long they have been invested in the fund. Bryan Armour director of passive strategies research for North America at Morningstar"As a fund holder in a mutual fund, you're at the whims of other fund holders," Armour said. "They're much, much more tax-efficient than a mutual fund," Armour said.

Persons: Thomas Barwick, It's, Bryan Armour, That's, Armour, Todd Rosenbluth, Rosenbluth Organizations: DigitalVision, Getty, North America, Morningstar, Mutual, redemptions

☆ Will Social Security be there for me when I retire? Here's how the agency's chief actuary answers that common question
▼ + stars: | 2023-10-30 | by ( Lorie Konish | ) www.cnbc.com time to read: +3 min

Today, Social Security has two trust funds that have a total of $2.8 trillion in reserves and function like savings accounts for the program, according to Goss. When more money is needed to pay benefits beyond what is coming in through payroll taxes, the trusts funds are available. Retirement benefits taken at age 70 are 76% higher, adjusted for inflation, than retirement benefits taken at 62, Kotlikoff's research found. "The decision to wait is really buying longevity insurance from Social Security," Kotlikoff recently told CNBC.com. With that information, the Social Security Administration provides estimates of how much in benefits you may receive if you become disabled, retire or die, thus leaving benefits to eligible survivors.

Persons: Thomas Barwick, Goss, Laurence Kotlikoff, Kotlikoff, CNBC.com Organizations: Social Security, actuaries, Republicans, Democrats, Laurence Kotlikoff Boston University, Boston University

☆ Homebuyers must earn more than $400,000 to afford a home in the 2 priciest metro areas — and New York isn’t one of them
▼ + stars: | 2023-10-25 | by ( Ana Teresa Solá | ) www.cnbc.com time to read: +1 min

"The Bay Area has consistently been one of the most expensive markets in the country," said Daryl Fairweather, chief economist at Redfin. Why the New York metro area is low on the listMidtown Manhattan, New York, as seen from Hoboken, New Jersey. That's because the metro area goes beyond Manhattan and the city's four other boroughs, extending into nearby counties. "Even though Manhattan is really expensive, once you get to the outlying areas [in] the New York metro area, it actually becomes quite affordable," said Fairweather. Interested homebuyers in the region still need to earn six figures annually to afford a home, about $197,734, Redfin estimates.

Persons: Thomas Barwick, San, Daryl Fairweather, Gary Hershorn, Fairweather Organizations: Area, Redfin, California metros, San Diego —, New, Midtown, Corbis, Council for Community Locations: Getty, San Francisco, San Jose , California, California, Anaheim, Oakland, San Diego, New York, Midtown Manhattan , New York, Hoboken , New Jersey, Manhattan, U.S

☆ Passport delays are still long: Apply at least 6 months ahead of travel, says State Department
▼ + stars: | 2023-09-22 | by ( Greg Iacurci | ) www.cnbc.com time to read: +3 min

Americans should review current processing times before making any definite or nonrefundable travel plans, a State Department spokesperson said. A routine passport application currently takes 10 to 13 weeks to process, according to the State Department. Expedited passport processing costs an extra $60. For comparison, before the pandemic, it took two to three weeks for expedited passports and six to eight weeks for routine passport processing, the State Department said. The price varies depending on the area of the country, according to the State Department.

Persons: Antony Blinken, Blinken, Thomas Barwick, haven't, you've, Jose Organizations: The State Department, Digitalvision, State Department, United States Postal Service, Urgent

☆ Temperatures reached record highs this week. Here’s why you still need a sweater in the office
▼ + stars: | 2023-07-29 | by ( Ellie Stevens | ) edition.cnn.com time to read: +5 min

But if you work in an office, chances are the temperatures indoors felt the exact opposite. When air conditioning became standard in buildings in the 1950s, offices started “overcooling,” explains Salvatore Basile, the author of “Cool: How Air Conditioning Changed Everything.” Building owners wanted to show that they offered the comfort of air conditioning, but sometimes they offered too much of it. “Air conditioning was a sexist technology. According to a 2015 paper by Kingma, temperatures in office buildings appear to be based on the heat needs of a 40-year-old, 154-pound man. “Start by raising the office temperature 5 degrees, and then give people the option to use fans, either at their desk or installed into the ceiling,” says Schavion.

Persons: “, ”, Salvatore Basile, Basile, Mark Zuckerberg, Sheryl Sandburg, “ Lean, Jason Henry, Joe’s, David Lehrer, Sun, Thomas Barwick, Heather Abraham, Leann Parrish, Tik, ‘, Kassia Miller, Boris Kingma, Kingma, Stefano Schavion Organizations: CNN, Facebook, ” Architects, Bloomberg, Getty, NASCAR, UC Berkeley’s Center, Built, Center, Netherlands Institute of Applied Scientific Research, UC Berkeley Locations: San Francisco , California, Pittsburgh, Japan

☆ More people actually moved out of Florida than New York or California in 2021
▼ + stars: | 2023-07-11 | by ( Kelsey Neubauer | ) www.businessinsider.com time to read: +2 min

While out-of-staters were flocking into Florida in 2021, 674,740 residents moved out. That's more than the total number of people that left California or New York that year. Those who moved out previously told Insider the state had become too unaffordable and crowded. An estimated 674,740 people reported their permanent address changed in 2021 from Florida to another state, according to the data. That's more than any other state, including New York or California, two states have gotten the most attention for outbound migration during the pandemic.

Persons: Thomas Barwick, Danielle Hale Organizations: Service, American Community Survey, Sunshine State, Getty, Texans Locations: Florida, California, New York, Wall, Silicon, Georgia . Texas, Texas

☆ How we can protect our kids’ mental health this summer
▼ + stars: | 2023-06-20 | by ( Katia Hetter | ) edition.cnn.com time to read: +9 min

CNN —Our children are struggling with their mental health. What do you tell them to try during the summer to improve their mental health? CNN: Now for our favorite one: Is playing and having fun actually a scientifically proven way to improve our children’s mental health? I try to be playful and have some fun during the workday myself, all in the name of mental health! What if our kids are still struggling with their mental health?

Persons: Neha Chaudhary, Thomas Barwick, it’s, you’re, they’re Organizations: CNN, Massachusetts General Hospital, Modern Health, Getty Locations: Massachusetts, Boston, ”

☆ Some travel is 'off the charts' expensive, experts say. Here are 3 ways to cut some costs
▼ + stars: | 2023-04-17 | by ( Greg Iacurci | ) www.cnbc.com time to read: +7 min

D3sign | Moment | Getty ImagesInternational travel costs have hit record highsThe Eiffel Tower and Seine River at sunrise in Paris. The so-called "revenge travel" dynamic has helped to push up prices, perhaps most acutely for travel abroad. These are record-high prices, Berg said. People should be prepared not just for a busy travel season, but an expensive travel season. Sally French travel expert at NerdWalletThis summer is expected to be the busiest on record for international travel, the U.S. State Department said in March.

☆ Did you 'quiet quit'? Here's how to bounce back and regain motivation at work, according to a career coach.
▼ + stars: | 2023-04-15 | by ( Grace Mayer | ) www.businessinsider.com time to read: +6 min

Career coach Octavia Goredema shared tips on how to re-engage in your career after quiet quitting. If you've "quiet quit" your job, Goredema has tips on how you can reframe your mindset to feel motivated in your career once again. Thomas Barwick/Getty ImagesZoom out and reset your perspectiveTo bounce back from "quiet quitting," Goredema said you must first reframe your perspective. If you're burned out, you're likely focused on what isn't currently working in your job or career, Goredema said. Set 'career commitments'Once employees have reframed their headspace, Goredema said employees should focus on setting "career commitments," or consistent changes that reframe an employee's approach to work.

☆ Don't be fooled by these 9 common money myths, finance gurus say
▼ + stars: | 2023-04-01 | by ( Greg Iacurci | ) www.cnbc.com time to read: +8 min

CNBC polled eight personal finance experts to help answer one question: What are the biggest money myths out there for consumers? Dealers therefore can have an incentive to charge a higher rate because they will also make more money, she said. Myth #3: Financial 'advice' always has your best interests at heartThere's a misconception that every financial advisor is a "fiduciary," said George Kinder, who pioneered the "life planning" branch of financial advice. "Although households and regulators remain concerned about the cost of financial advice, it's the absence of holistic financial advice that turns out to be so expensive," he said. There are many different fee models for financial advice, and the cost doesn't have to be significant: Many advisors have hourly or project rates, for example.

☆ Female leadership in tech is falling
▼ + stars: | 2023-03-22 | by ( Mikaela Cohen | Kevin Travers | ) www.cnbc.com time to read: +7 min

With the backdrop of Women's History Month, Tacy Byham, chief executive officer of DDI, an international human resources and leadership development consultancy company, says it's no surprise the number of women in tech leadership roles is still low. Her company's research over the past 20 years shows that while the number of women in technology leadership roles has been rising, it's only ever reached 33%. But across the entire tech sector, the percentage of women in tech leadership roles is trending down, currently at 28%, according to DDI's 2023 Global Leadership Forecast, which surveyed 1,827 human resources professionals and 13,695 business leaders from over 1,500 companies around the world. Compounding the problem is the fact that on average, most companies don't offer leadership training to employees until nearly four years after they start their role. "These tasks don't always give them the points they need to help them move from a mid-level leader to an executive-level leader," she said.

☆ The current job market is a ‘juggernaut,’ economist says. Here are 6 things to know as a jobseeker
▼ + stars: | 2023-02-03 | by ( Greg Iacurci | ) www.cnbc.com time to read: +4 min

Unemployment is at historic lowsThe unemployment rate fell to 3.4% in January — the lowest since May 1969. In fact, you'd have to go back to October 1953 to find a lower unemployment rate (3.1%). "The job market is still strong, and workers have opportunities to go out and find a job that's a better fit for them," Zhao said. "The thing that strikes me the most about the labor market is there aren't layoffs," said Mark Zandi, chief economist at Moody's Analytics. That's not necessarily a bad sign — the job market was also strong in the run-up to the pandemic.

☆ Amazon, Google, Meta, Microsoft lay off thousands — but tech jobs are still hot in 2023, Indeed finds
▼ + stars: | 2023-01-26 | by ( Greg Iacurci | ) www.cnbc.com time to read: +3 min

Google announced plans on Friday to lay off 12,000 people, the biggest reduction in the company's 25-year history. Meta CEO Mark Zuckerberg and Amazon CEO Andy Jassy alluded to this overextension when explaining the rationale for their respective layoff plans. Tech skills are in 'high demand'Tech skills are in "high demand across the economy," Julia Pollak, chief economist at ZipRecruiter, wrote in November. "Had tech companies continued growing at the breakneck 2020-2021 pace, they would have monopolized U.S. tech talent and made it impossible for employers in non-tech industries to hire tech talent," she said. Aside from good news for existing tech workers, high demand for technical skills is also a "big sign" of where opportunities exist for those starting or switching careers, Indeed said.

☆ These are the 10 worst entry-level tech jobs of 2022, according to experts
▼ + stars: | 2022-12-31 | by ( Aaron Mok | Lakshmi Varanasi | ) www.businessinsider.com time to read: +2 min

IT support specialistIT support specialists help clients troubleshoot and fix issues on their computers, soft wares, and other devices. Thomas Barwick/ Getty ImagesWhat they do: IT support specialists help clients troubleshoot and fix issues on their computers, software, and other devices, according to Indeed. Salary: IT support specialists can make an average base salary of $49,154 a year, according to estimates from Indeed. Moreover, IT support roles often don't pay well until they've enter a manager-level position, Elliott said. Another IT support worker who identifies as "tier 1" posted that the job isn't challenging enough since it doesn't draw from the poster's technical expertise, according to Fishbowl.

☆ 401(k) 'hardship' withdrawals hit record high, Vanguard says — another sign households feel the pinch of inflation
▼ + stars: | 2022-12-08 | by ( Greg Iacurci | ) www.cnbc.com time to read: +6 min

Thomas Barwick | Stone | Getty ImagesThe share of retirement savers who withdrew money from a 401(k) plan to cover a financial hardship hit a record high in October, according to data from Vanguard Group. Nearly 0.5% of workers participating in a 401(k) plan took a new "hardship distribution" in October, according to Vanguard, which tracks 5 million savers. Americans are 'feeling the pinch from inflation'Nearly all 401(k) plans allow workers to take hardship withdrawals, but employers may vary in their rationale for allowing them. Participants can also access 401(k) savings via loans or nonhardship withdrawals. Beyond the apparent acute financial need among households, hardship withdrawals carry negative repercussions.

☆ Deadline looms to use easy filing tools to sign up for missing $1,400 stimulus checks, child tax credit payments
▼ + stars: | 2022-11-15 | by ( Lorie Konish | ) www.cnbc.com time to read: +3 min

Thomas Barwick | Digitalvision | Getty ImagesHow much the 2021 tax credits are worthGetty ImagesThe American Rescue Plan Act passed by Congress in 2021 temporarily made enhanced tax credits available to millions of Americans. It also made existing tax credits — the child tax and earned income tax credits — more generous. The child tax credit included up to $3,600 for children under age 6 and $3,000 per child ages 6 through 17. Up to half of those amounts were paid in advance through monthly child tax credit payments. The earned income tax credit, which applies to low- and middle-income workers, was also enhanced for that tax year.

☆ 'Don't end up in a lopsided portfolio.' Here's what advisors say to do if you’re worried about tech exposure
▼ + stars: | 2022-10-31 | by ( Lorie Konish | ) www.cnbc.com time to read: +2 min

Investors who are worried about the tech sector can take comfort in the fact the current shift is not the same as the bust of 2000, according to Raymond James chief investment officer Larry Adam. watch nowThe biggest names in the pure tech sector — Apple , Microsoft and Visa — make up more than 45% of earnings in that space, according to Adam. Alphabet and Meta , which are technically in communication services, represent 53% of the earnings in that sector. "It's always about making sure you don't end up in a lopsided portfolio," Viktorin said. For example, someone who works in tech is already taking on substantial risk outside of their portfolio because their income is dependent on the sector, Viktorin said.

☆ Facebook salaries over $1 million: See which jobs the company pays the most for and how much engineers, data scientists and hundreds of others make
▼ + stars: | 2022-10-11 | by ( Kali Hays | Diamond Naga Siu | ) www.businessinsider.com time to read: +7 min

Insider analyzed government data to see just how much the company pays for thousands of roles. That's more than half the number of such workers the company hired in all of 2021, according to a previous analysis by Insider. The company is now conducting what some workers are referring to as "quiet layoffs," too, through new performance evaluations. Another, a product analysis manager for internationalization and product experience, is being paid $1.5 million. Those salaries are outliers, but Facebook is still often the highest-paying Big Tech company, with typical salaries between $150,000 and $250,000.

Search resuls for: "Thomas Barwick"

23 mentions found